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Frequently Asked Questions about Homeowners Associations



Why are Community Associations important?

By purchasing into a community association the owner agrees to abide by the community’s pre-established guidelines. The owner will often live close to his or her neighbors, share common facilities, and voluntarily sacrifice certain freedoms, all for the cause of protecting communal property values and reducing nuisances. Reasonable restrictions, consistently enforced over time, will preserve the net value of the community and maintain a high quality of life for residents. (An Introduction to Community Association Living)

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Who operates the HOA?

It is the responsibility of the Board of Directors of the Homeowners Association (HOA) to assess the needs of the community and to decide on a business plan and budget. Initially, the HOA is directed by the developer of your community, and the developer is responsible for contracting your first managing agent. Upon sale of a preset number of units in the community or after a predetermined date, the HOA is converted to homeowner control, and you will have the opportunity to become more involved in your Association. The HOA will also have the right to retain the current managing agent or hire another based on the goals and needs of the community.

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Do I have to abide by the rules of my association? After all, I own my home.

Yes. Implied in the purchase of a home in a community association is the agreement to abide by the rules. Just remember, these rules keep the community attractive and livable, and they help maintain property values. Most community association rules are reasonable and exist for a logical and useful reason.

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Where do I find my HOA account number for payments?

Go to the Contact Us form and fill in your information and request your account number in the message.

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What are the responsibilities of the HOA management (Spectrum Properties)?

It is the manager’s role to support the Board of Directors in gathering information and implementing the business plan, budget, and community policies to the best of his or her abilities. Also, the manager is responsible for overseeing the operations of landscape, pond, and other maintenance, as well as ensuring compliance with the master deed, association bylaws, and association directors. The HOA manager works to help your community operate efficiently with the knowledge and experience that can be invaluable for maintaining your property values.

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What is the master deed and what does it do?

The master deed or restrictive covenants exist to protect your property values, so please be sure to take the time to review it. The obligation of the Association is to ensure that all rules and regulations stand in compliance, common areas of the property are satisfactorily maintained, and the interests of the homeowners are represented. If you have any questions about your HOA, please feel free to call Spectrum Properties at (843) 766-1606

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What do I do if my neighbors are too noisy?

If the noise has become a nuisance and persists throughout the night, please contact local authorities and report this behavior. You can ask to remain anonymous, but please have a copy of the report sent to your Association Manager.

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What should I do if a neighbor is not following the pet rules?

Note the address in which they reside. Contact your Association Manager and report this behavior. This is not only a violation of the Covenants but also a violation of county ordinance and subject to a fine of up to $500.00 or 30 days in jail.

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Why did I receive a violation notice when my neighbor is clearly in violation also?

Violation notices are sent out by the Association Manager following a thorough inspection of the community or in response to a specific request by the Board of Directors. It is not uncommon for multiple residents in a community to receive violation notices and/or fines each week. If you and/or your tenant(s) are in receipt of such a notice, Don’t assume you’re the only one. You are not being singled out. If you witness a violation in your community, you have every right to contact your Board of Directors or Association Manager. Just be sure to provide photographs, etc. as evidence.

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What if my tenants are in violation?

Upon signing the lease, it is your responsibility as the owner of the property to make sure your tenant(s) receive(s) a copy of your community’s Restrictive Covenants or Master Deed. In any case, the property owner will be held responsible for resulting fines and/or damages.

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